Hello, and welcome to this weeks review. This is a truly enjoyable article to write each week because I think it’s important to follow as many personal finance blogs as possible in order to make informed decisions about your finances. Though personal finance bloggers are further down the road financially then others this doesn’t mean that you should follow every word they say, instead you should listen to many advisers, take in all the information and then make the best personal decision for you.
So here I discuss the top 5 articles from the week that I will take something away from, that I will implement in my life. What you find in these articles might not apply at all to you or your situation, or it may apply more so than in mine. It’s my hope that you decide the best course of action for you and then live the future life that makes you happy.
So without further ado, in no particular order here are my top five picks from this week.
1.How To Get A Month Ahead On Little Income at Life And Budget
One of the worst things going on with most peoples finance is that they live paycheck to paycheck. In fact 43% of Americans would not be able to pay there bills if they missed one paycheck. Most people that are in this situation would tell you it’s because they don’t make much money to start with so getting ahead is impossible. I have lived paycheck to paycheck my entire life and until recently that didn’t change so I fully understand this.
What this article does though is it helps you see that even with little things you can get out of the paycheck to paycheck situation, get ahead and enjoy life.
2.Thing Outside The Subscription Box at Frugaling
About a year ago I signed up for the dollar shave club, which costs me $3 a month and I get 5 blades to shave with. My wife and I both use them (we got our own handles to change the blades out) and we on occasion buy some of their other products. I love this service and think it works great for us.
That being said I know many people who sign up for so many different types of subscriptions and end up with far too much stuff. For instance I know that my aunt, when I was younger, signed up for a subscription that would deliver socks to her every month. Well after a few months she had way to many socks and turned the service off. Every so often she would call them up and have them send a few more out but for the most part it was just too much. This is the point of the article, we have too much stuff going on to have “stuff” coming to our house we don’t REALLY need.
Sam also talks about a service of sending a box to you and you put one thing in your house into the box to get rid of every month. Though this is a fake service, the idea of getting rid of something from your house that you don’t use every month sounds amazing. So I think I’ll try that out for a while and see how it goes.
3.Don’t Be A Stickler! Changing These Habits Can Save You Money at Debt Roundup
How many times have you searched in google “ways to save money”? I know I have done it so many times that google just pops new articles up about saving money whenever I log on thinking I would like to read that article (which I do I’m kind of a geek that way). This article gives good ways that you can save, and even if you are already doing them all (not likely) it’s a good reminder why it works.
4.Before You Step, First Look Where You’re Standing at Retire29
Eric always has the best way of opening up his articles, he truly tells the best stories and this article is no exception. He talks about knowing where you are financially before you can start planning your future. Think about it, if your goal is to get out of debt but you don’t know how much debt you have than it will be very difficult to get out of said debt. Likewise if you want to become financially independent you need to know how much money that requires. It doesn’t have to take a long time to find these numbers out but without them you could be heading in the wrong direction.
5.Sold A Dream Given A Nightmare – The Truth About Death at Disease Called Debt
I love seeing comercials on TV show a nice new car. You see the person get in the car and then they get this nice watch, or a promotion, or a huge house, or a number of other things. Then at the end of the comercial in tiny print it tells you the price of the lease of the car, not even the cost of the car. This is done so you’ll buy into the lifestyle that car can supposedly give you.
This is true with many things, even credit cards. Buy it now pay for it later, you deserve to relax a bit and besides you can pay it off this Friday when you get paid. It’s a nightmare not a dream.
In Case You Missed These
I’ve missed a few weeks of these for a number of reasons, I’m trying to get back with working on the site on a regular basis not just trying to promote it. I have a few things planned for the rest of this month and will be coming back to working much more on the blog come April.
I will tell you I have been driving a lot less lately, the prices have gone down which have made it more difficult to make any type of income, not only that but I have been so busy with other things. I have done some work selling on Amazon FBA and will be having a whole article dedicated to that coming out soon.
In the meantime bare with me, let me know if you have any idea’s or suggestions for the blog through the comments or email me. If you are interested in signing up to get a copy of Pat Flynn’s new book Will It Fly? click here.
How was your week? Did you accomplish all your goals? Any blog posts that I missed that you think would be good to read? Let me know in the comments.
Image courtesy of Stuart Miles at FreeDigitalPhotos.net