I Am The Future Me – Are You?

This site has been amazing. I started it not really knowing where it would take me. I had hoped that it would hold me accountable and get out of debt, but it’s become so much more.

My life has not been exactly how I planned it. I thought that by the time I was 25 I would have everything together. Married to a wonderful woman, a house, cars, money, everything. I felt debt was something that had no hold over me and never would. I also felt that I would be able to live wherever I want in the world, and be able to do whatever I wanted.

I would also be in perfect health. At 25 I would be in the perfect shape for the first time in my life.

I was wrong.

None of those things are the case, well most. I do have a wonderful wife, and can now work from anywhere. But, I’m in more consumer debt that I was when I first thought I would pay it off, and in worse physical health. So, the question is why? And, what am I going to do about it?

Get Out Of Consumer Debt

Since the start of this blog I have been talking about getting out of debt. It’s a hard task, and requires that everyone in the family be on the same page. For a time my wife and I differed on how we should handle our finances, that is no longer the case. We are for the first time an actual team when it comes to money.

I’m not blaming my wife at all here, it’s important to note I’m as much to blame as she is. Though we differed on what we spend money on, we both spent too much money on things we didn’t really need.

Moving forward we will be laser focused on getting out of debt. In a future post I’ll let you know the numbers of where we are, and what we’ve done.

Become Healthy

Everyday almost I think to myself how unhealthy I am. But as of today I feel healthy. It’s easy to get to this point, but hard to stay here.

According to my doctor he thinks I have some sort of gluten intolerance. I’m pretty against that because one I really feel that’s not a thing, and two I don’t want to be “one of those millennials”. I’ll tell you what though, when I go just a few days without gluten I can’t believe the difference in how I feel, the amount of energy I have, and the amount of aches and pains that just go away.

So what am I finally going to do to get healthy? First, I’m not going to focus on weight. Yes I would love to lose weight, but even more than that I want to look and feel healthy. I could just not eat for a few weeks and lose a ton of weight but that isn’t healthy.

Second, I’m going to stick with this no gluten diet mostly. I still am not sure how much I believe that it’s a huge problem in the world, but I know I feel better when I don’t eat it. I’m also going to start exercising again which is something I have missed doing.

Work From Anywhere

Technically I can work from anywhere that has internet right now. However, as much as I would like, I don’t make enough money to pay our bills yet. My wifes’ job isn’t extra money it’s a requirement to pay our bills at the moment. Maybe in a year or so after running the business and growing it that won’t be the case but right now we have to stay here, or find a place that she can easily find a job.

Fortunately she has a job that she can find almost anywhere, it’s just a matter of actually doing it. I’m going to consider this goal reached for now, even thought we aren’t moving forward on relocating at this time.

You Are The Future You

For far to long I kept thinking that I would get to things “eventually”. Next month I’m going to stop putting things on credit and pay off these cards. Or, this is the last time I order and eat a whole pizza, after this it’s salad and 7 minute miles. “Eventually” is now.

Whatever you’re doing right now STOP. Think of something you have said you’re going to do but haven’t and just go do it. Don’t wait till “this episode is done”, or the weekend, or whatever your excuse is just go do it. And, for every comment I get of someone telling me what they did I’ll stop what I’m doing and do the same.

Trust me, my wife wants about 100 comments so I can finally finish organizing my office, and patio.

3 thoughts on “I Am The Future Me – Are You?”

  1. Since no one else commented….I finally got an evening side hustle! It pays well without requiring too many hours. All the extra income is going straight to dividend stocks and index funds.

    1. That’s AWESOME. Keep up the good work. What’s the side hustle? And what’s your goal with investing? Is it financial freedom or something else?

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